Tepper deposit: Check

Submitted the confirmation deposit for Tepper. There is still some significant gap in the money required and the money I have. Credilla will get back by the end of this week. Haven’t even started with the I-20 stuff.

To cope with this all, I have started going to the gym again. Hope I will be back to my pre-application season form by fall.


Financing the ahembeeyaay: Loan Documents

I have submitted the documents to the credilla guys. Finally, I met the sweet girl I had been talking to and she seemed very nice. Hopes restored !

Bad part was that I got fined for not wearing a seat belt while driving to the bank. The thing is that I was rushing from work and the bank was about to be closed. So, I forgot the seat belt. As Murphy would have it, there was this cop who came over and fined me 😦

Now, I have this intricate algorithm for getting the documents. My sister is co-signing my loan and she is away on a maternity leave. So, she can’t do much running around and she doesn’t own a scanner. We have this awesome workaround. She clicks photos of the documents (WW2 spy style) and mails them to me. To get well focussed images, single documents are clicked in multiple parts. I pick the sharp images, correct the lens distortion in photoshop and then stitch the parts together in photoshop. So, my sister is really learning how to focus her new DSLR and I am really using the align layers feature of photoshop and finding loopholes in the algorithm. But this feature was designed for stitching images together….not for stitching the pics of documents taken from random angles and focal lengths.

If the bank asks for a better copy again, I am just going to go home and get the original documents.

Financing the ahembeeyaay: Credilla

Right from the time I heard from Tepper, I have been worried about the finances. I checked various options to borrow from India. HDFC’s credilla came across as the best option. So I called them up to find out about the details. Turns out that they extend loans up to the full cost of attendance. So, it’s today that I submitted the loan form and the documents. I somewhere in my unconscious really hate these loan people for being so unabashed about inquiring into my and my family’s “net worth”. Yes, one person I talked to used that word and I immediately put him in the “people I instinctively dislike” category. This feels tiring. Anyways, I have given most of the documents…some are missing. They have told me that they will be writing to me if there are any documents missing. Once I submit all the missing documents, they say that they will get back with their “evaluation” in a week’s time.